We now cancelled the savings (day-to-day) side of the scheme and are only paying for hospitalization (which was much needed yesterday!).
Instead of paying the medical aid, we're paying it into a savings account instead. Each time we or the kids go to the doctor, we use that to pay for the visits and the meds. Works grand at the moment. At least everything is getting paid and there are no nasty surprises. It also makes you much more conscious of costs...
Marc
· 2 years ago
Discovery are sharks. In fact medical aids are 1 big scam.Seriously.
When we had our daughter in March, I ended up having to pay in 7 Grand. SEVEN. Out of my own pocket. When my eldest daughter had a minor op earlier this year, which involved quatersing some things on her body, they refused to pay, saying it was cosmetic surgery. FRIKKEN 3 years old ? Go figure. I eventually fought with them, and made them realise that it is impossible to have "cosmetic" surgery on a 3 year old.
There is no way around these okes, and its crazy. We just have to end up paying to ensure our families lives are never put at risk, and we are always covered in the unfortunate case of an accident. Sad but true. Look at discoveries profits in their last financial results, thats even more scary
Fred Roed
· 2 years ago
Justin, I feel your pain. We are also with Discovery, and also had a child midway through this year. I pay close to R40k a year on med aid, but even so, since June (when my MSA ran out) I've racked up R14 on medical bills.
Something is telling me that we're taking a beating here...
Justin Hartman
· 2 years ago
I stand to be corrected here but I remember Vincent Maher telling me that he paid something silly like R30k for his wife's C-section and that's despite being on the comprehensive plan with Discovery.
My wife also just reminded me that the Amnio bill is only half the cost. We're still waiting for the second half of the bill which is around R2500 and I'm sure that's going to be for my account.
If this is the case then the percentage that Discovery would have paid is a mere 23%.... go figure!
Ewan
· 2 years ago
I have to chip in and say ditto. I'm on a hospital plan and my wife comprehensive (we have two young children). I get upset whenever I work out what we are paying out of our pocket, despite paying discovery large sums every month - and we also had to come up with several k for each birth (both were natural, I shudder to think what a C-section would have cost us).
Garsen Subramoney
· 2 years ago
"how is it possible that a medical aid company only covers 29.5% of hospital procedures?"
You'll get a satisfactory answer to "What is the sound of one hand clapping?" before you get a satisfactory answer to your question.
Belinda
· 2 years ago
Hello. Have you checked out www.thinkmoney.co.za? they have a great medical aid comparison section showing almost all the plans available from comprehensive to hospital.
All Comments
We now cancelled the savings (day-to-day) side of the scheme and are only paying for hospitalization (which was much needed yesterday!).
Instead of paying the medical aid, we're paying it into a savings account instead. Each time we or the kids go to the doctor, we use that to pay for the visits and the meds. Works grand at the moment. At least everything is getting paid and there are no nasty surprises. It also makes you much more conscious of costs...
When we had our daughter in March, I ended up having to pay in 7 Grand. SEVEN. Out of my own pocket. When my eldest daughter had a minor op earlier this year, which involved quatersing some things on her body, they refused to pay, saying it was cosmetic surgery. FRIKKEN 3 years old ? Go figure. I eventually fought with them, and made them realise that it is impossible to have "cosmetic" surgery on a 3 year old.
There is no way around these okes, and its crazy. We just have to end up paying to ensure our families lives are never put at risk, and we are always covered in the unfortunate case of an accident. Sad but true. Look at discoveries profits in their last financial results, thats even more scary
Something is telling me that we're taking a beating here...
My wife also just reminded me that the Amnio bill is only half the cost. We're still waiting for the second half of the bill which is around R2500 and I'm sure that's going to be for my account.
If this is the case then the percentage that Discovery would have paid is a mere 23%.... go figure!
You'll get a satisfactory answer to "What is the sound of one hand clapping?" before you get a satisfactory answer to your question.
im finally dumping Discovery!
bel